1. Acceptance
By creating an account or using the platform you agree to these Terms and to our Privacy Policy, Risk Disclosure, AML/KYC Policy, Refund Policy and Withdrawal Policy.
2. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) and legally permitted to use investment services where you reside. Services are not offered in restricted jurisdictions.
3. Account security
You are responsible for keeping your credentials confidential. Notify us immediately of any unauthorised access.
4. Investment plans
Plan parameters (duration, fees, return model, projected rates) are shown before you invest and are fixed for your investment at the time it is created. Projected or target returns are not guaranteed. The value of investments can go down as well as up.
5. Fees
Applicable deposit, withdrawal, investment and early-exit fees are displayed before you confirm each transaction.
6. Verification and compliance
We may request identity documents and source-of-funds information, and may suspend accounts or transactions to comply with law.
7. Prohibited use
You may not use the platform for unlawful purposes, money laundering, fraud, multiple accounts or referral abuse.
8. Limitation of liability
To the extent permitted by law, the platform is not liable for indirect or consequential losses or for investment losses arising from market or plan performance.
9. Changes
We may update these Terms. Material changes are published as a new version and you may be asked to accept them again.
10. Governing law
[Specify governing law and dispute resolution forum.]